America’s foreclosure crisis, the avalanche of mortgage repurchase demands that followed, and our longstanding representation of mortgage loan originator clients throughout the country led to the launch of this blog, initially titled simply “Mortgage Crisis Watch,” in 2012. Although the effects of the mortgage crisis have persisted, much has changed in the last few years. With many businesses and developers slowly cycling toward a return to prosperity, and the federal and state governments’ often reactive and overcompensating responses to the crisis, many of the legal and business issues our clients face on a daily basis have shifted as well.
With that in mind, it became appropriate to expand the scope of our blog. In addition to continuing to cover mortgage crisis issues, such as mortgage buybacks, residential mortgage-backed securities disputes, and governmental action in response to the excesses of the “legacy years,” we will now cover a broader range of topics — a scope of issues that matches the full range of our national Financial Services practice. Those issues include a comprehensive set of litigation, legislation and regulation issues affecting the financial services industry. They also include various types of transactional matters, such as negotiating mortgage loan, auto loan, and other purchase and sale agreements, mortgage warehouse finance lending, and a host of other topics relating to financial services, that we know are important to our clients’ businesses.